GENERAL

Welcome to Perusal Global (www.perusalglobal.com) (hereinafter be referred to as “Website”), a company engaged in the offshore financial research and advisory services. Perusal Global Solutions (hereinafter the “Company”), is a Private Company incorporated under the Indian Companies Act, 2013 (including without limitation any amendments/subsequent legislations), where such expression shall, unless repugnant to the context thereof, be deemed to include its respective legal heirs, representatives, administrators, permitted successors and assigns.

For the purpose of these Terms of Use, wherever the context so requires,

The term “You” or “User” shall mean any natural or legal person or entity including accessing or using the services provided on this Website.

The term “We”, “Us”, “Our” shall mean www.perusalglobal.com

The terms “Party” & “Parties” shall respectively be used to refer to the User and the Company individually and collectively, as the context so requires.

The use of the Website by the User is solely governed by this Policy as well as the Terms of Use of the Website (“Terms”), and any modifications or amendments made thereto by the Company from time to time, at its sole discretion. Visiting the home page of the Website and/or using any of the services provided on the Website shall be deemed to signify the User’s unequivocal acceptance of this Policy and the aforementioned Terms, and the User expressly agrees to be bound by the same. The User expressly agrees and acknowledges that the Terms and Policy are co-terminus, and that expiry / termination of either one will lead to the termination of the other.

The headings of each section in this Agreement are only for the purpose of organizing the various provisions under this Agreement in an orderly manner. These headings shall not be used by either party to interpret the provisions contained within them in any manner. Further, the headings have no legal or contractual value.

PRIVACY POLICY

Perusal Global respects and is committed to protecting your privacy. We have created this Privacy Statement to disclose what happens with the personal information you provide to us on Perusal Global’s website www. perusalglobal.com

This Privacy Policy describes how Perusal Global collects, uses and discloses personal information about you, and what choices you have with respect to the information. This privacy notice tells you what to expect when Perusal Global collects personal information. It applies to:

Information we collect about visitors to our website i.e. those who wish to find out more about Perusal Global’s corporate products and services).
Data related to clients’ staff
Data collected or processed during the course of Perusal Global’s research and advisory projects.

Perusal Global may change this policy from time to time by updating this page. This policy is effective from 20^th May 2018.

Visitors to our website and users of our market research services

When someone visits Perusal Global, we collect standard internet log information and details of visitor behaviour patterns. We do this to measure the number of visitors to the various parts of the site. We collect this information in a way which does not identify anyone.

Use of cookies on Perusal Global’s website

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

The table below explains the cookies we use and why (list cookies):

Cookie

Names

Purpose / Description

More information

Google Analytics

_ga

_gid

These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.

Click here for an overview of privacy at Google

To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout.

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

Our Privacy Statement will be updated if any other cookie technologies are adopted for any other purpose.

What personal information do we collect on this website?

We may collect information such as name, job title, company name, postal address and e-mail address. This information may be shared through forms, e-mail or via telephone. Where personally identifiable information is collected through the website or our online services in this way, this will be clearly indicated.

What personal information do we collect from prospective clients

We may collect information such as name, job title, company name, and work e-mail address. This information may be shared through forms, e-mail or via telephone.

How do we use your personal information?

We will use information that you provide in order to respond to enquiries submitted or to provide the products or services that you have requested from us.

We may also process your personal information for our legitimate business interests – that is, in order to facilitate the management of our business. This includes some or all of the following purposes:

To enhance, modify, personalise or improve our services to the benefit of customers and prospective customers
To provide postal and/or email communications which we think will be of interest to you
To determine the effectiveness of our promotional campaigns and advertising
To better understand how people interact with our website
To enhance the security of our information systems or identify and prevent fraud

Whenever we process data for these purposes, we will ensure that we always keep your personal data rights in high regard and take account of these rights. In all cases, we have taken care to consider and balance any potential impact on you (both positive and negative) through an impact assessment.

You have the right to object to this processing if you wish. If you wish to exercise this right, please contact us https://www.perusalglobal.com/contact/ using the information below.

Please bear in mind we may need to retain some, minimal information in order to respect your request to be excluded from processing. We may also have a legal obligation to retain some information, as required by local laws in specific countries.

Participants in Perusal Global Research Projects

Background

Perusal Global conducts investment and business-related research and consulting projects on behalf of our clients. These projects collect data for research purposes only and the information gathered is not used for marketing or sales. The details you provide are used for aggregated analysis – that is, responses are pooled with those of other survey participants and are reported anonymously.

In some cases, we may ask for your explicit permission to share your personal data and responses with a third party in digital (data file), audio or some other format. You are under no obligation to agree to this and you will always be informed who these third parties are (usually the survey sponsor).

Why have I been asked to participate in a survey from Perusal Global?

Perusal Global conducts surveys for a variety of purposes. Accordingly, our lawful basis for approaching you to participate in a survey will depend on the study. The various lawful bases for inviting you to a research study are described below:

Legitimate interests: We may ask you to participate in the study and process your personal information for our, or our clients’ legitimate business interests.

In these circumstances, we will ensure that we always keep your personal data rights in high regard and take account of these rights. In these cases, we have taken care to consider and balance any potential impact on you (both positive and negative) through an impact assessment.

You have the right to object to this type of processing if you wish. If you wish to exercise this right, please contact us using the information below.

Contract: We may ask you to participate in a study due to a contract or similar business relationship that exists between you / your organization and our client. In these cases, Perusal Global has been appointed as an independent market research agency that is authorised to carry out the study.
Consent: You may be invited to a Perusal Global survey via a third party. In these cases you will have consented to participate in research studies from market research companies such as Perusal Global.

If you wish to withdraw consent, or enforce other rights relating to your personal data, you should approach the relevant third-party organization. This is usually the company that initially invited you to the study by e-mail, telephone or social media.

At all times, we work to partner only with third parties that maintain high standards for compliance and privacy.

What personal data do we collect in surveys and what do we do with it after collection?

Your cooperation in any such study is voluntary and you may withdraw from participating at any time. Personal data will only be recorded if you consent to this. During the course of a survey we may ask you to provide information such as:

Contact information that allows us to verify or validate any answers you provide, including for internal quality control procedures.
Demographic or firmographic information about you or the organisation for which you work.
Extended (open-ended) information that helps to provide context for your survey responses – for example, the nature of a complaint that has arisen while using our clients’ products or services.
In online surveys, we may collect your IP address. This is only used for quality checking purposes and to prevent fraud. We never use an IP address to identify individuals.

Information you provide in response to or in connection with a survey will be reported to our clients anonymously – i.e. without identifying you individually, directly or indirectly.

We may send personal data collected from research surveys to third party organizations, but only when:

We have your express consent to share the information with a research sponsor for a specified and limited purpose (e.g. to resolve a customer service problem);
We need to share this information to provide you with information you have specifically requested;
We need to respond to court orders or the requests of law enforcement agencies;
We retain a third party to provide us with services, subject to that third party being able to comply with relevant legal requirements and obligations regarding the use of personal data;

How long do we retain your personal data related to market research surveys?

We will retain your personal data as long as is required to complete the task it was collected for, or as long as there is some other legitimate reason to do so. After this, your personal data will be made anonymous or deleted.

Incentives for participation in research studies

Some projects may include an incentive for taking part. These incentives will be processed by Perusal Global staff. Incentives will usually be in the form of a gift voucher or charitable donation.

Incentives will only be awarded if a survey or research activity is fully completed.

Please allow up to 4 weeks from participation for receipt of an incentive. If you do not receive your incentive after 4 weeks, please contact info@perusalglobal.com.

Opt-out of e-mail communications

You may opt-out of receiving electronic communications from us at any time. Clicking on an unsubscribe link within any relevant communication will allow you to complete this process.

When you opt out of communications for the purposes of conducting customer surveys, it may be necessary to share this information with survey sponsors or other third parties in order that this request is fulfilled in future.

Where do we store your personal data?

Your data will be stored and processed in multiple countries including outside of the European Union (EU) Region

Since we are an international company, your data will be processed outside of the EU region. Some countries where we process data may not have as protective laws as your own country and there are risks associated with such transfer.

Perusal Global offers European Union Model Clauses, also known as Standard Contractual Clauses, to meet the adequacy and security requirements for our Customers that operate in the European Union, and other international transfers of Customer Data. These clauses are contractual commitments between parties transferring personal data (for example, between Perusal Global and its Clients, suppliers or data processors outside the EU), binding them to protect the privacy and security of the data.

In all cases, data will only be accessible to Perusal Global and its group companies. No personal data is shared with third parties unless express consent is provided.

Information submitted to us will be stored on our servers or those of approved and verified third party service providers. At all times, we will use reasonable and appropriate security measures to protect Personal Data from loss, misuse, unauthorized access, disclosure, alteration and destruction.

How long do we keep your personal information?

We will retain your personal information for as long as is needed to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements).

Customer Data – We retain your information for as long as you have an active agreement. We may also retain your personal information for extended period under applicable statutory laws.
Research Data – We retain your information for as long as necessary for the purposes that we have described in this privacy policy

Perusal Global will retain Customer & Research Data in accordance with a Customer’s instructions, including any applicable terms in the Customer Agreement and as required by applicable law. When you decide to terminate agreement with Perusal Global, we delete all personal information about you except when it is required for legal obligations. Perusal Global may retain Other Information pertaining to you for as long as necessary for the purposes described in this Privacy Policy.

Security Measures to Protect your Data

Security Measures

We implement security controls to prevent breaches and unauthorised access to your data.

We maintain reasonable and appropriate security measures to protect Customer Data from loss, misuse, and unauthorized access, disclosure, alteration, and destruction.

Examples of security measures include physical access controls, HTTPS, restricted access to data, monitoring for threats and vulnerabilities etc.

We also subject our services to internationally recognised certification and attestation standards.

Users under 16 years of age

The Sites and Services do not knowingly collect personal information from users under the age of 16

If you are under the age of 16, you are not permitted to use the Sites and Services or to disclose Personal Information. If we learn we have collected or received Personal Information from a child under 16, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us.

Complaints or queries

Perusal Global tries to meet the highest standards when collecting and using personal information. For this reason, we take any complaints we receive about this very seriously. We encourage people to bring it to our attention if they think that our collection or use of information is unfair, misleading or inappropriate. We would also welcome any suggestions for improving our procedures. Any correspondence should be sent to the address below.

Your rights: Access to and controlling your personal information

You have the right to request a copy of the information that we hold about you. If you would like a copy of some or all of your personal information, please contact us using the information below. We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.

You may have additional rights pursuant to your local law applicable to the processing. For example, if the processing of your personal information is subject to the EU General Data Protection Regulation (“GDPR”), and your personal information is processed based on legitimate interests, you have the right to object to the processing on grounds relating to your specific situation. Under GDPR you may also have the right to request to have your personal information deleted or restricted and ask for portability of your personal information

Links to other websites

This privacy notice does not cover the links within this site linking to other websites. We encourage you to read the privacy statements on the other websites you visit.

Changes to this privacy notice

We keep our privacy notice under regular review. This privacy notice was last updated in November 2019.

How to contact us

Requests for information about our privacy policy or other queries relating to our use of personal data can be emailed to us at info@perusalglobal.com or in writing to:

Perusal Global Solutions

401, Swaroop Centre, J. B. Nagar, Andheri (E), Mumbai 400059, India

Email: info@perusalglobal.com

Important Note

Perusal Global claims trademark rights to all the trademarks that may be listed by this website, also which may not be explicitly listed. THESE MARKS ARE NOT TO BE USED WITHOUT THE EXPRESS WRITTEN PERMISSION OF Perusal Global. Other trademarks and service marks are the property of their respective owners.

Please see our Terms of Use to understand our policies on the usage of this web site. By using the Perusal Global Site, you agree to the collection of information submitted by you, and its transmittal and storage thereafter as per the terms described in this Privacy Policy.

For questions about copyrights, terms of use, privacy policy or trademarks, please contact us at info@perusalglobal.com

Legal/Terms of Use

GENERAL

For the purpose of these Terms of Use, wherever the context so requires,

The term “You” or “User” shall mean any natural or legal person or entity including accessing or using the services provided on this Website.

The term “We”, “Us”, “Our” shall mean www.perusalglobal.com

The terms “Party” & “Parties” shall respectively be used to refer to the User and the Company individually and collectively, as the context so requires.

The use of this Website by You is governed by this Terms of Service and any policy so mentioned by these Terms. Moving past the home page or using any of the services shall be taken to mean that you have read and agreed to be bound by all of the policies and terms.

PERUSAL GLOBAL is an Indian entity. The following Terms will be governed and interpreted as per the laws of India. This ‘Legal/Terms of Use” section constitutes the entire agreement between the parties relating to the use of the Perusal Global Site.

These Terms govern your access and use of this web site. By accessing or using the Perusal Global web site, you indicate your full acceptance and acknowledgement of these terms and conditions. Perusal Global may modify these terms and conditions from time-to-time as posted on this web site.

To read Perusal Global’s policies on data collection, storage and use, please refer to our Privacy Policy.

Usage of Site

The information contained and accessed on this site is for general guidance and is intended to offer the user general information of interest. The information provided is not intended to replace or serve as substitute for any audit, advisory, tax or other professional advice, consultation or service. Please note – this does not constitute an offer for our services or a contractual obligation to perform a service for a client unless agreed upon mutually in a written contract. We suggest that you fill up our inquiry/contact us form or inquiry forms on respective practice pages to obtain such services.

Restrictions on use

As content on the Site (including any concepts, ideas, methods, procedures, processes, know-how, techniques, programs, publications, models, products templates, technologies, software, designs, art work, graphics and information on or described in the Site) are owned and/or copyrighted by Perusal Global unless specified otherwise. Perusal Global content (all forms) may be copyrighted, proprietary and subject to intellectual property or other rights (which rights are owned by PERUSAL GLOBAL), any unauthorized use of any materials on the Site may violate copyright, trademark and other laws or applicable intellectual property or other rights.

Permission is granted to download materials from this web site for your informational and personal (i.e., non-commercial) use only, and is limited to one copy. Any other reproduction or editing by any means, mechanical or electronic, without the express written permission of Perusal Global is strictly prohibited. You may not refer to the URL of this web site nor link to this web site without the prior written approval of Perusal Global.

Users are encouraged to print or distribute content (e.g., via link on a social network) provided that:

The intended use of the content is purely personal and non-commercial.
All copyright, trademark and similar notices are retained.
The content is not used as or implies that PERUSAL GLOBAL is providing a testimonial or endorsement of an organization, its products or services.

Materials on the Site may not be modified, reproduced, publicly displayed, performed, distributed or used for any public or commercial purposes without explicit written permission from the appropriate content or material provider (including third-party links). PERUSAL GLOBAL bears no risk, responsibility or liability in the event that a user does not obtain such explicit written permission as advised by PERUSAL GLOBAL.

You agree that Perusal Global may, in its sole discretion, at any time terminate your access to the web site and any account(s) you may have in connection with the web site. Perusal Global may also monitor access to the web site.

Trademarks & Logos

The PERUSAL GLOBAL name and logo are registered trademarks and other product and service names mentioned on the Site may be the registered trademarks or trademarks of PERUSAL GLOBAL. Use of these marks requires express prior permission from, and a license agreement with PERUSAL GLOBAL. Unauthorized use of these and any other of PERUSAL GLOBAL’s logo or trademarks will be prohibited to the fullest extent of the law. To request this written approval, contact the webmaster or use the “Contact us” feature.

Linked Sites

Third-party links may be provided as a convenience to our users. PERUSAL GLOBAL does not control and is not responsible for any of these sites or their content. PERUSAL GLOBAL vigorously protects its reputation and trademarks and PERUSAL GLOBAL reserves the right to request removal of any link to our web site. The privacy policy and terms of use applicable on these other web sites may be different from those on the Perusal Global Site. If you choose to access a site linked to from the Perusal Global Site, you shall do so at your own risk and Perusal Global has no liability for any loss or damage arising due to your use of these sites.

The following web link activities are explicitly prohibited by PERUSAL GLOBAL and may present trademark and copyright infringement issues:

Linking activities that involves unauthorized use of our logo/trademarks
A form of link that disguises the URL and/or bypasses the homepage or pages containing the entity copyright, legal disclaimer and online policy statement.

Submissions

We welcome your suggestions and comments regarding your experience using our Website.

Any comments, ideas, suggestions, initiation, or any other content you contribute to this site or to the Company (including the name you submit with any content) will be deemed to include a royalty-free, perpetual, irrevocable, nonexclusive right and license for us to adopt, publish, reproduce, disseminate, transmit, distribute, copy, use, create derivative works, display worldwide, or act on such content, without additional approval or consideration, in any, media, or technology now known or later developed for the full term of any rights that may exist in such content, and you waive any claim to the contrary. You represent and warrant that you own or otherwise control all of the rights to the content that you contribute to this site and that use of your content by us will not infringe upon or violate the rights of any third party.

Personal Information that may be collected by Perusal Global is shared by you voluntarily via the web site and is governed by the terms detailed in our Privacy Policy.

You acknowledge that you are solely responsible for the material you submit, and you have full responsibility for the message and its legality.

Restriction of Liability

Despite Perusal Global’s efforts to provide accurate information, it is not possible to completely ensure that all information posted on this web site is constantly correct. Perusal Global assumes no responsibility for errors or omissions in the materials on the server. THIS WEB SITE AND ALL INFORMATION, AND MATERIAL CONTAINED HEREIN IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. The materials are subject to change without notice and do not represent a commitment of Perusal Global.

PERUSAL GLOBAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE TO YOU OR ANY OTHER THIRD PARTY FOR ANY AND ALL CLAIMS, LIABILITIES, DAMAGES, LOSSES OR EXPENSES, INCLUDING ATTORNEYS’ FEES AND COSTS ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF THE PERUSAL GLOBAL SITE.

Accessibility

GENERAL

For the purpose of these Terms of Use, wherever the context so requires,

The term “You” or “User” shall mean any natural or legal person or entity including accessing or using the services provided on this Website.

The term “We”, “Us”, “Our” shall mean www.perusalglobal.com

The terms “Party” & “Parties” shall respectively be used to refer to the User and the Company individually and collectively, as the context so requires.

PERUSAL GLOBAL is committed to providing a website that is accessible to the widest possible audience. This page describes the additional options that are available to help you view and navigate this web site.

Browser

This web site supports most commonly-used browsers IE, Chrome, and Firefox, etc. Please be aware that websites tend to also work better with certain versions of a browser, and that may not always include the latest version of that browser.

Screen resolution

This web site is designed to work well with various screen resolution. This site is mobile-friendly and renders well on mobile screens as well.

Images

All content images on this site are provided with descriptive ALT attributes. Graphics that are purely decorative in function may have empty ALT attributes, to prevent them from displaying on screen readers. Where images contain important information, such as graphs and charts, Perusal Global strives to provide alternative information in the form of inline descriptions.

Multimedia

You will need Adobe Flash Player (version 8 or above) to view the multimedia presentations or video clips on this site. Text alternatives are provided for all multimedia content. You can download the latest version from the Adobe Flash Player site.

Navigation

All Perusal Global website pages contain links to the home page, sitemap and search box. The navigation system has been constructed in a consistent fashion to provide clear navigation pathways throughout the site.

JavaScript

Although JavaScript is used throughout the site, site functions such as navigation and search will fully function for site visitors that do not have JavaScript enabled in their browser.

Further assistance

If you have further questions or feedback relating to this website, please use our email forms to contact us.

Privacy Statement & Cookies Policy

Accessibility

Browser

Screen resolution

Images

Multimedia

Navigation

JavaScript

Further assistance

About us

Services

Contact us